Supplemental Insurance for Life’s Unexpected Events

Life is unpredictable, and while standard health insurance provides essential coverage, it doesn’t always cover all costs. That’s where supplemental coverages come in. These are "living benefits" that are designed to provide extra financial protection during unexpected events, such as accidents, critical illnesses, or a cancer diagnosis.

These supplemental plans can help bridge the gap in your primary insurance, ensuring you and your family are covered when life throws a curveball. By having these policies, you gain peace of mind and financial security during challenging times.

Living benefits, also known as accelerated benefits, can sometimes be included features to life insurance policies that allow you to access a portion of your death benefit while you’re still alive. These benefits are typically available in situations where you face a terminal diagnoses, and they can help cover medical expenses, long-term care, or other financial hardships.

Supplemental coverages such as Accidental benefits, Cancer and Critical Illness policies can also be a Living Benefit as they are paid out while you are living.

By providing financial support during challenging times, living benefits ensure that your policy is not just about protecting your loved ones after your passing but also about supporting your needs during your lifetime.