Adulting's a Struggle blog round logo with stick figure man slumped over walking as if exhausted.

Adulting's a Struggle                                                                — Life insurance doesn't have to be

Welcome to the Hedrick Insurance blog—your source for insurance tips, guidance, and the occasional dose of humor.  This is Adulting101. πŸ’› 

Adulting's a struggle—and managing protection for loved ones can feel overwhelming. Smart solutions make the process easier, smarter, and less stressful.  

 

— Explore our articles to stay updated on the latest insurance trends, adulting tips... and maybe a few giggles.

— Knowledge is power, take control of your family's financial future and download our latest E-Book today.

Got Insurance?

If You're Reading This, You're Already Asking the Right Question

Carey Hedrick • September 14, 2025

Real talk: The fact that you're here means something made you think about life insurance. Maybe it was an ad, maybe it was a conversation, or maybe it was one of those 3 AM moments when your brain decides to remind you of all your adult responsibilities. Whatever brought you here, I'm glad you're asking the question.


Mortgage Insurance: The Safety Net Your Family Needs

(But Probably Doesn't Have)

Carey Hedrick • September 6, 2025

Let's be real – buying a home is probably the biggest financial commitment you'll ever make. You've got your down payment, closing costs, moving expenses, and suddenly you're responsible for a mortgage that could take 15-30 years to pay off. But here's the question that keeps me up at night as an insurance agent: What happens to your family and that dream home if you're no longer around to make those payments?


Why Single Parents Can't Afford to Wait — A Financial Protection Guide

Carey Hedrick • September 1, 2025

As a single parent, you've already proven you can handle anything life throws your way. But there's one conversation most of us keep avoiding - and it's costing 70% of single-parent families their peace of mind. Let's talk about why waiting isn't an option and how protecting your child's future might be more affordable than you think.


Whole Life Insurance: What It Is & Why It Might Be Worth It

Carey Hedrick • August 3, 2025

Let’s talk about one of the most well-known — and misunderstood — types of life insurance: whole life insurance.

This isn’t just your basic “protect me while the kids are young” policy. Whole life coverage is designed to last your entire life — not just a 10, 20, or 30-year term. And with that long-term coverage comes some pretty unique benefits... and a few important trade-offs.

So, is it the right fit for you? Let’s break it down.


Guaranteed Insurability Rider: What Is It & Why It Matters

Carey Hedrick • August 2, 2025

If you’re shopping for life insurance—or already have a policy—you may have come across something called a GIO rider. But what is it, and why does it matter?

Let’s break it down simply.

 —Explore our archived blog posts below.

Adulting’s a Struggle — This Is Your Adulting101 Guide

Real talk about life insurance: it’s not always "a walk in the park" to plan for the future, but these guides make it a little easier (hopefully πŸ˜Š).        

No Obligation Consultation

Ready to take the next step in securing your family’s future?
Contact Hedrick Insurance today for a no-obligation consultation, including a needs analysis, Will Kit, and personalized quote.


Insurance doesn't have to be a struggle. Expert guidance is provided to help navigate the complexities of insurance and identify the coverage that best fits individual needs. 

Hedrick Insurance Group shield logo showing two people inside a protective shield